Wednesday, June 21, 2017


Quick word of advice -- if you've had an expensive medical procedure (like having a kid) that's going to kick out a plethora of bills from each and every individual contracted medical practitioner who delivered care -- and you're lucky enough to have insurance -- don't pay squat until you verify the charge against the Explanation of Benefits (EOB) generated by the insurance company for the claim(s).

I'm now disputing three separate bills totaling a little over $1,200 related to the muchkin's birthday, or the prenatal months leading up to it. Bills which did not match what my insurance company says I am directly liable, including:

1) A balance billing attempt that the EOB explicitly says that I have no liability and to send directly to the insurance claims address if received
2) A provider trying to bill me for a charge my insurance company originally denied pending additional information they still havent received
3) A clerical error where the provider didn't apply insurance discount to the account

This will all work out the way it needs to. But buyer beware -- those EOB's are worth holding on to.

Friday, June 16, 2017


Apparently it is possible to have a political conversation via facebook without it remotely devolving into incivility and fisticuffs.

Granted, it was about a Canadian law that didn't apply in any way whatsoever to us three Americans. But still -- nice to know.

Monday, May 29, 2017


Taking a moment to think about the meaning of this day. . .

Sunday, May 21, 2017


Apparently a 2x3 plastic box, pad, and baby blanket for 3 nights amounts to $5,231.85 of room and board charges at THR Denton, despite how Maddie was always in the same room as us as Alicia recovered (and how that room and board was separately worth $23,498.35)

Sure, why not.

So far, we're up to $35,409.55 for the cost of having a munchkin in Denton.

Very thankful we can afford reasonable insurance that knocks the total down 45% after discount, and the actual copay/coinsurance total from my wallet (so far) to just $967.06 + whatever this 5K claim ultimately amounts to.

No matter what the politics of the conversation might be, can't we all at least agree there should be a better solution -- one that balances the cost of the care, against the reasons for needing to receive it?

Saturday, May 20, 2017


So the science experiment using vinegar + salt + dish soap as an effective pet-friendly weed killer seems to work.

Awesome -- Goodbye roundup.